The National Cyber Security Centre (NCSC) has released a new service that allows people to report scam websites. The government hopes that this tool will help members of the public contribute to the UK’s fight against cyber-criminals. Please watch the following video for further information: For further information on Cyber Liability, please click here If […]
Fire Safety Most fires are preventable. Those responsible for workplaces and other buildings to which the public have access can avoid fires by taking responsibility and adopting the right behaviours and procedures. What are the hazards? A fire in the workplace presents huge risks to property and the health of your employees and the public. […]
Whiplash reforms come in to effect on Monday 31 May 2021 The whiplash reforms have been introduced by the Government to change the way that low value personal injury claims following road traffic accidents are managed. These changes will only affect road traffic accident claims that occur in England and Wales. The reforms were broadly outlined […]
Market Outlook Following a turbulent year in 2020, insurance experts anticipate that the directors and officers (D&O) liability market will remain hard in 2021. Last year, D&O rates increased drastically and line sizes were substantially reduced. This trend is expected to continue. With this in mind, we predict that many businesses will experience significant rate […]
New Travel Rules Starting 17th May, foreign leisure travel will resume, and new international travel regulations will go into effect in England. A new system was announced on 7th May by Transport Secretary Grant Shapps. It will include three different lists identified as ‘green’, ‘amber’ and ‘red’. Countries and territories will be sorted into one […]
The April 2021 off-payroll working private sector changes have ripped up the rulebook when it comes to who determines IR35 status and who faces the tax liability. The changes have created two entities for HMRC to target: end clients and fee payers. End client Your responsibility is to review the IR35 position, make a determination […]
In the ongoing process of reopening the UK and reducing restrictions related to the coronavirus pandemic, a number of changes are set to go into effect on 29th March 2021 and early April. Social contact The evidence shows that it is safer for people to meet outdoors rather than indoors. And this is why from […]
Employers can be held liable for many different types of accidents or issues. In addition to the physical and emotional harm that an incident can cause for an employee and their colleagues, an employers’ liability claim can also result in devastating financial and reputational damage. Claims Examples Electric Socks Electricity can present a potential hazard […]
Do I need a Green Card? Many fleet insurance customers take vehicles to the continent for business & pleasure trips. If you drive abroad in Europe from 1 January 2021 you’ll need a Green Card in addition to your Certificate of Motor Insurance and the log book (V5C) for the vehicle. But what is a […]
The new Electrical Safety Standards in the Private Rented Sector (England) Regulations 2020 include a number of requirements related to inspections, safety standards and having necessary improvements completed promptly. The government’s goal for these regulations was to force negligent landlords to take additional measures in order to keep their tenants safe. In the event that […]
