Foundations and trusts play an important role in supporting communities, funding worthwhile causes and creating lasting opportunities. We help you explore insurance protection that reflects your responsibilities, activities and the assets entrusted to your care.
Whether you manage charitable funds, oversee property, distribute grants or support important causes, protecting the organisation behind your work matters.
Foundations and trusts can have complex responsibilities, particularly when managing assets, distributing funds or supporting charitable activities. Understanding the risks is an important part of protecting your organisation.
Trustees and directors make important decisions about the organisation's activities, finances and responsibilities. Claims arising from management decisions can create significant personal and organisational pressures.
Buildings, offices, investment properties, equipment and other assets may need protection against damage, loss and other insured risks.
Whether you employ staff, engage volunteers or work with contractors, people-related responsibilities and workplace risks need careful consideration.
Managing funds, awarding grants and supporting external organisations can bring financial, administrative and professional responsibilities.
Providing advice, administering programmes or delivering specialist services can create exposure to claims relating to errors, omissions or alleged negligence.
Holding donor, beneficiary, employee or financial information creates responsibilities around data protection and the security of your digital systems.
Every foundation and trust has different responsibilities. Whether you manage property, distribute grants, employ staff or oversee charitable funds, we can help you understand the insurance options available and consider protection suited to your organisation.
Protection to consider for trustees, directors and other management personnel against certain claims arising from decisions and actions taken in their organisational roles.
Cover to consider for offices, investment properties and other buildings owned or occupied by your organisation, subject to the property and policy arrangements.
Protection to consider where your foundation or trust employs staff, helping address certain claims relating to employee injury or illness arising from their work.
Cover to consider for claims involving injury to third parties or damage to their property arising from your organisation's activities.
Protection to consider if your organisation provides professional advice, services or administration where an allegation of error or negligence could arise.
Support to consider against certain cyber incidents, data breaches and disruption involving the digital systems and information your organisation relies on.
Foundations and trusts need more than a standard insurance arrangement. You need someone who understands the importance of protecting your organisation, its assets and the people responsible for its work.
Speak to people who take the time to understand your organisation and are happy to discuss your insurance requirements in straightforward terms.
We consider your assets, activities, governance, employees and responsibilities when helping you explore suitable insurance options.
We help you understand the different types of cover available and how they may relate to the risks your foundation or trust faces.
As your organisation develops, your responsibilities and insurance needs may change. We can help review your arrangements as circumstances evolve.
Looking for insurance support for your foundation or trust? Let's start with a conversation.
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Read Our Google Reviews →Choosing the right insurance for a foundation or trust can involve several considerations. Here are answers to some common questions.
This depends on the organisation's activities, responsibilities, property and the people involved. Cover may include trustees' and management liability, buildings and contents, employers' liability, public liability, professional indemnity and cyber insurance. We can help you identify which covers are relevant to your circumstances.
Trustees and directors can face allegations relating to decisions made while managing an organisation. Trustees' and management liability insurance may provide protection against certain covered claims arising from management responsibilities, subject to the policy wording, exclusions and limits.
Yes. Depending on ownership and use, buildings insurance may protect eligible premises, while contents cover may protect furniture, equipment and other insured property. The correct arrangements will depend on the property, its occupancy and the terms of the policy.
Different policies can provide protection for different activities and people. Employers' liability insurance is generally required by law where an organisation employs staff, subject to specific exemptions. Volunteer activities should also be discussed with your broker to establish how they are treated under the relevant policies.
It can. The way grants are awarded, monitored and administered may create responsibilities and exposures that should be considered when arranging insurance. It is important that your broker understands the activities of the foundation, including any funding, grant-making or oversight responsibilities.
Professional indemnity insurance may be relevant where an organisation provides advice, guidance, professional services or other activities that could lead to an allegation of professional negligence. Whether it is appropriate will depend on the services provided and the organisation's responsibilities.
If your organisation stores personal information, processes donations, manages grant applications or relies on digital systems, cyber risks are worth considering. Cyber insurance may provide access to support and cover for certain insured cyber incidents, depending on the policy terms and conditions.
Your insurance should be reviewed at renewal and whenever there is a significant change to your organisation. This could include acquiring property, appointing new trustees, employing staff, changing grant-making activities or taking on new responsibilities. Keeping your broker informed helps ensure your arrangements remain appropriate.
Your foundation or trust has an important role to play. Speak to Dixons Insurance about protecting your organisation, its people, its assets and the responsibilities that come with its work.
Or call us on 01727 736970