From plumbers and heating engineers to specialist contractors, Dixons helps arrange commercial insurance around the work you actually do.
From liability and tools to employees, vehicles, equipment and specialist contracting risks.
From water damage and heating systems to work on customer properties, employees, tools and commercial sites, plumbing and heating businesses face a range of risks that need to be properly considered.
A domestic plumbing contractor, commercial
heating engineer and specialist mechanical
contractor can all face very different risks.
Your insurance should reflect your activities,
customers, contracts and the way your business
operates.
A failed connection, burst pipe or accidental escape of water can cause significant damage to a customer's property.
Boilers, heating systems, cylinders, pumps and associated equipment can create additional risks depending on the work you undertake.
If you employ plumbers, heating engineers, labourers or apprentices, Employers' Liability requirements need to be properly considered.
Your tools and specialist equipment are essential to keeping your business working and can represent a significant investment.
The right insurance package will depend on your activities, customers, employees and contracts. We can help identify the covers that may be relevant to your plumbing or heating business.
Protection against claims from customers, members of the public or other third parties for injury or damage arising from your business activities.
If you employ staff, including plumbers, heating engineers, labourers or apprentices, Employers' Liability insurance may be required.
Cover can be considered for tools, equipment and specialist items that are essential to carrying out your work.
Protection for certain construction or installation work while a project is being completed, subject to policy terms.
Potentially relevant where your business provides design, specification, consultancy or professional advice alongside installation work.
Cover options may be available for specialist plant, machinery and equipment used in your plumbing or heating operations.
Help protect your business against certain financial losses following an insured event that interrupts your operations.
Optional protection can be considered for accidents affecting you or eligible members of your team.
Plumbing and heating businesses can face very different risks depending on the work being carried out, the properties involved, the systems being installed and the customers you work for.
Plumbing work often involves working directly with water systems inside customer properties. A leak, failed connection or accidental escape of water could result in significant property damage and a potential liability claim.
Boilers, radiators, cylinders, pumps and heating systems can introduce additional risks depending on the type of installation, maintenance or repair work undertaken.
Plumbers and heating engineers regularly work inside homes, offices, commercial premises and construction sites, creating risks around property damage and third-party injury.
Certain plumbing and heating activities may involve heat, flame or other hot works, creating additional fire and property damage considerations.
Specialist tools and equipment are essential to keeping your business working and can represent a significant investment to replace.
Whether you employ experienced engineers, labourers or apprentices, your responsibilities as an employer need to be properly considered.
Larger contracts can involve working alongside other trades and contractors, with additional contractual and site-related requirements.
Whether you're a self-employed plumber carrying out
domestic repairs, a heating engineer installing
boilers or a larger contractor working on commercial
projects, your insurance should reflect your business.
We can discuss your activities and help identify the
insurance options that may be appropriate.
Insurance considerations for plumbers carrying out installation, repair, maintenance and general plumbing work.
Cover considerations for heating engineers installing, servicing and maintaining heating systems and associated equipment.
Insurance for contractors involved in boiler installation, replacement, servicing and associated heating work.
Cover considerations for businesses carrying out bathroom installation, plumbing and associated renovation work.
Insurance considerations for contractors working on commercial premises, construction projects and larger contracts.
Cover for businesses combining plumbing, heating, mechanical installation and specialist contracting activities.
Flexible insurance considerations for specialist plumbing and heating businesses with more complex activities.
Commercial insurance options for self-employed plumbers and smaller businesses looking for protection that fits how they operate.
Choosing business insurance isn't just about finding the cheapest policy. It's about making sure the cover reflects what you actually do and having someone you can speak to when your business changes.
At Dixons, we believe commercial insurance should
start with understanding the business behind the
policy.
Whether you're a sole trader, a growing plumbing
company or an established contractor, we can look
at your individual activities, risks and insurance
requirements.
Tell us what your plumbing or heating business does, the work you undertake and what you need to protect. Our commercial team can help you explore the insurance options available for your business.
Tell us a little about your plumbing or heating business and what you need to protect. Our commercial insurance team can then discuss your requirements and the options available.
Complete the details below and we'll be in touch to discuss your requirements.
