Earlier this year, the Bank of England forewarned the worst cost of living crisis since records began after raising interest rates to 1%, it’s little surprise that the inflation is being felt by the UK’s 4.5m private renters. But with bills spiralling dramatically upwards, borrowing at an all-time high and wallets stretched, how are landlords […]
Improving the fuel efficiency of a company’s fleet of vehicles can have many financial and environmental benefits, especially with fuel prices on the rise. Fuel can be one of the largest and most difficult expenses to predict and control. Therefore, it’s important for vehicle fleet managers to conserve fuel, maximise efficiency and reduce vehicle emissions […]
Introduction Rebuild Cost Assessment. It may not come as a surprise, but post COVID-19, but the costs to rebuild a property have drastically increased due to lack of materials and labour. Recent data highlighted how on average, buildings are covered for just 68% of the amount they should be in Britain. However, with rebuild costs […]
On Thursday, 3rd March, the UK government announced new sanctions preventing Russian companies in the aviation and space industry from accessing British insurance and reinsurance services following the invasion of Ukraine. Through Lloyd’s and the London Market, the UK is considered a world leader in the aviation and space sectors of the global insurance market. […]
Why is the Highway Code being changed? The rules for all types of road users have been updated in The Highway Code to improve the safety of vulnerable road users such as people walking, cycling and riding horses. The changes follow a public consultation on a review of The Highway Code to improve road safety for […]
Crime Insurance has been designed to protect against direct loss to the company arising from employee theft of money, securities or other property belonging to the company or the company’s clients. Crime Insurance, why is it needed? Increasing numbers of businesses in the UK are experiencing some form of financial fraud. With perpetrators of financial […]
Subcontractor: Labour Only Subcontractors and Bona Fide Subcontractors, determining their Status One of the most frequently debated subjects in Liability insurance is the status of subcontractors – those engaged by a policyholder to perform work on its behalf. Policyholders use subcontractors for several reasons: It may be more cost effective to “employ” people on this basis […]
Underinsurance continues to be a widespread and persistent problem throughout the United Kingdom. In fact, an estimated 40 per cent of businesses and 80 per cent of commercial properties are underinsured. This occurs when a business has insufficient cover to meet its needs, whether that means its assets are valued and insured at less than […]
How to Use the HSE’s Health and Safety App The Health and Safety Executive’s (HSE) mobile app was designed for small businesses and anyone new to health and safety. Its purpose is to help users understand the law, their health and safety rights, and how to protect employees. The app contains core guidance on what […]
Here at Dixons Insurance Brokers, we are noticing a large increase in the number of electric vehicles (EVs) being added to fleet policies. It’s important for motorists to be aware of the differences that these cars may have compared to combustion engine vehicles. Although EVs offer many benefits, such as greater fuel efficiency, there are […]
