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Defective Workmanship
Errors or defects in electrical installation work can lead to damage, remedial costs or claims from customers. Defective workmanship cover may be an important consideration depending on your policy and work.
Insurance for electricians and electrical contractors, from domestic and commercial work through to larger electrical projects. Dixons helps arrange cover around the work you actually undertake.
Electrical contractors can face risks from their employees, customers, property, equipment and the work they carry out. The right insurance should reflect the type of electrical work your business undertakes.
Whether you're working in a customer's home, a commercial premises or on a larger electrical project, the risks can extend well beyond the work itself. Your people, customers, property, equipment and completed work can all create different insurance exposures.
Errors or defects in electrical installation work can lead to damage, remedial costs or claims from customers. Defective workmanship cover may be an important consideration depending on your policy and work.
Electrical work often takes place inside homes, commercial premises and other property belonging to customers or third parties. Damage to that property can result in potentially significant claims.
Employees, subcontractors, customers and members of the public can all create potential liability exposures while electrical work is being carried out.
Tools, testing equipment and other business assets can be essential to keeping an electrical contracting business operating. Losing or damaging them can cause disruption and additional costs.
Different electrical contractors face different risks depending on the work they undertake, the people they employ, the contracts they take on and the property they work on. Dixons can discuss the insurance options available and help arrange cover around your individual requirements.
Protection against certain claims involving third-party injury or damage to property arising from your business activities or products.
Cover for certain liabilities arising from injury or illness suffered by employees in connection with their work.
Consideration for risks associated with faulty or defective workmanship, subject to the individual policy wording, terms and conditions.
Cover can be considered for contract works and associated construction risks where appropriate for your electrical contracting business.
Protection for specified tools, testing equipment and other business assets that are important to carrying out your work, subject to the policy terms.
Professional Indemnity can be considered where your business provides advice, design or other professional services as part of its electrical work.
Cover may be available for certain legal costs and disputes, subject to the individual policy terms, conditions and exclusions.
Directors & Officers cover can be considered for electrical businesses where protection for directors and officers is required.
Where appropriate, efficacy cover can be considered for risks arising from the failure of a product or completed work to perform its intended function.
Even experienced electrical contractors can face unexpected problems. A defective installation, accidental damage, an injured employee or a completed system that doesn't perform as intended can all create financial consequences for a business.
An electrical installation is found to have a defect after completion. The issue may lead to remedial work, damage or a claim from the customer.
Defective WorkmanshipWhile carrying out electrical work, accidental damage occurs to property belonging to the customer or another third party.
Property DamageAn employee suffers an injury while carrying out electrical work on a customer's premises or construction site.
Employers' LiabilityA customer, visitor or member of the public is injured in connection with your work or business activities.
Public LiabilityA completed electrical installation or system doesn't perform as intended, potentially creating additional costs or a claim depending on the circumstances and policy cover.
EfficacyEssential tools or testing equipment are lost or damaged, potentially disrupting your ability to carry out electrical work and complete contracts.
Tools & EquipmentAnswers to some of the questions electricians and electrical contractors commonly ask when considering business insurance.
Every electrical business is different. Tell Dixons what work you undertake, who you work for and how your business operates, and we can discuss the insurance options that may be relevant to your business.
Get Your Electrician Insurance Quote →Your electrical business is more than the work you carry out. We take the time to understand what your business does, the contracts you work on and the risks you need to consider when arranging commercial insurance.
Our focus is commercial insurance, helping businesses consider the risks associated with the work they undertake and the contracts they take on.
As an independent broker, we can consider insurance options from across the market and help identify arrangements around your individual requirements.
Dixons has been helping businesses arrange commercial insurance since 1981, giving us more than four decades of experience in the commercial insurance market.
Your business can change over time. We can help review your insurance requirements as your work, contracts, employees and circumstances develop.
Tell us about your electrical business and the work you undertake. We'll use the information you provide to understand your requirements and discuss the insurance options available.
Every electrical contractor is different. The work you undertake, the contracts you work on and the people you employ can all affect your insurance requirements.
Complete the form below and a member of the Dixons team can contact you about your requirements.