Whether you run a sports club, social club or membership organisation, protecting your people, property and activities is essential. We help you find insurance that supports the work you do and the community you bring together.
Every club and association is different. Your activities, facilities, members and responsibilities all influence the protection you may need.
Running a club or association involves more than bringing people together. From looking after members and volunteers to managing premises, equipment and activities, there are risks that need careful consideration.
Clubs welcome members, guests and visitors. Accidents or injuries involving people on your premises or taking part in activities can lead to potential claims.
Clubhouses, changing rooms, pitches and other facilities need protection against risks such as fire, flooding, theft and accidental damage.
Whether you employ staff or rely on volunteers, you have responsibilities for the people who help keep your organisation running.
Training sessions, competitions, social activities and organised events can all introduce different risks that should be considered.
Committee members and trustees make important decisions. Their responsibilities can expose them to allegations of mismanagement or wrongful decisions.
Sports equipment, machinery, furniture, stock and other valuable items may need protection against loss, theft or damage.
The right insurance depends on your organisation, its activities and the responsibilities you have. We can help you understand the options and build cover around your needs.
Protection against claims involving injury to members of the public or damage to their property arising from your activities.
Cover for claims made by employees who suffer injury or illness as a result of their work for your organisation, subject to policy terms and applicable requirements.
Protection for clubhouses, premises, furniture, equipment and other insured property against covered events such as fire, flood, theft and accidental damage.
Protection for eligible committee members, trustees and directors against certain claims arising from decisions and management responsibilities.
Cover for eligible sports equipment, tools, machinery, furniture and other valuable items your organisation relies on.
Consideration of insurance needs for tournaments, competitions, fundraising events, social gatherings and other organised activities.
Running a club or association takes commitment. Whether you're managing a sports team, looking after a clubhouse or supporting a wider membership, you need insurance that reflects the way your organisation actually operates.
At Dixons, we take the time to understand your organisation, your responsibilities and the risks you face. We believe in straightforward conversations and personal service, helping you make informed decisions about protecting what matters.
Talk to our team →Speak to people who take the time to understand your organisation, rather than treating you as just another policy.
We consider your activities, facilities, members and responsibilities when discussing your insurance needs.
Access to experienced commercial insurance brokers who understand that different organisations face different risks.
As your club grows, changes its activities or takes on new responsibilities, we can help review your insurance requirements.
Building lasting relationships is at the heart of what we do. Here's what some of our clients have said about their experience working with Dixons.
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Read Our Google Reviews →Some of the questions organisations ask when arranging or reviewing their insurance.
This depends on the organisation and the activities it carries out. Common considerations include public liability, employers' liability, buildings and contents, equipment and trustees' or management liability. We can help you identify which covers are relevant to your circumstances.
Public liability insurance can help protect a club against certain claims involving injury to third parties or damage to their property arising from its activities. It is worth considering for clubs welcoming members, visitors and spectators.
This depends on the wording of your policy. Some policies can include cover for volunteers, but you should check who is insured and what activities are covered rather than assuming all volunteers are automatically protected.
Employers' liability insurance is generally a legal requirement if you employ staff in the UK, subject to certain exemptions. Whether your organisation needs it will depend on its employment arrangements and circumstances.
Buildings and contents insurance may be available to protect eligible club premises, furniture, sports equipment and other property against specified insured events. The sums insured should reflect the cost of rebuilding or replacing the items.
Some policies may cover certain organised events and activities, while others may require additional cover or specific agreement from the insurer. Always check that competitions, tournaments, fundraising events and other activities are included.
Trustees' and management liability insurance may provide protection against certain claims arising from decisions and management responsibilities. The cover available will depend on the organisation and policy wording.
You should review your insurance at least annually and whenever there are significant changes. This could include employing staff, purchasing equipment, extending premises, increasing membership or introducing new activities.
Whether you're reviewing existing cover or arranging insurance for the first time, our team is here to help. Let's talk about your organisation and the protection you may need.
Tell us a little about your club or association and we'll help you explore the insurance options available.
Make an enquiry →