From roofing contractors and scaffolders to specialist flat-roofing and tiling businesses, Dixons helps arrange commercial insurance around the work you actually do.
From public and employers' liability to heat use, contract works, tools and specialist construction risks.
Working at height, using heat, managing sites and handling expensive equipment can expose your business to risks that standard insurance may not adequately address.
Whether you're repairing a domestic roof, installing a new roof on a commercial property or erecting scaffolding on a major construction site, the risks can be very different from one job to the next.
Roofing and scaffolding involve working at height every day, making appropriate liability and risk protection essential.
Roofing work can involve blow torches, hot works and other heat-related risks that need to be properly considered.
From specialist tools and equipment to materials held on site, there can be significant financial exposure if things are lost, stolen or damaged.
Many construction contracts require specific levels and types of insurance, so getting the structure right matters.
Your insurance needs depend on the work you undertake, the people you employ, the sites you work on and the contracts you take on. We can help arrange a package built around those risks.
Protection if your work causes injury to a member of the public or damage to property. Suitable limits can be arranged around your contracts and activities.
If you employ people, Employers' Liability insurance can protect your business against claims arising from employee injury or illness connected with their work.
Cover can be considered for the tools, equipment and specialist items your business relies on to complete roofing and scaffolding work.
Protection for construction work and projects while they are being carried out, helping protect the value of work and materials on site.
Where your roofing activities involve heat, flame or hot works, the associated risks need to be properly considered when arranging your insurance.
Where your business provides professional advice, design or consultancy services, Professional Indemnity cover may be available for financial loss claims.
Personal Accident options can provide additional protection for individuals working in physically demanding and higher-risk environments.
Additional protection may be available where your activities could create exposure to financial loss beyond straightforward property damage or injury.
We can consider the wider risks associated with construction sites, contracts, materials, equipment and the way your business operates.
Roofing and scaffolding businesses face a combination of risks that can change depending on the work, location, height, equipment and contracts involved. Your insurance needs to reflect how you actually operate.
Whether you're installing, repairing or maintaining roofs, or erecting and dismantling scaffolding, working at height is central to your business. Appropriate insurance and risk management are therefore essential.
New roofs, repairs, maintenance, flat roofing, slating, tiling and specialist roofing work can all bring different risks and contract requirements.
Erecting, modifying and dismantling scaffolding creates significant responsibilities around public safety, property and site operations.
Roofing contractors may use heat, flame or hot works as part of their activities, creating additional fire and property damage exposures.
Working alongside other contractors, trades and members of the public can create additional liability and site-related risks.
Specialist tools and equipment can be expensive to replace and essential to keeping your business working.
Materials and unfinished work can represent substantial value while a project is underway, particularly on larger construction contracts.
Every roofing and scaffolding business is different.
You might specialise in domestic repairs, work on
large commercial projects or provide specialist
services to main contractors.
We can discuss the activities your business undertakes
and arrange insurance around those requirements.
Insurance for businesses carrying out new roofs, roof repairs, maintenance and associated roofing work.
Cover considerations for businesses erecting, modifying and dismantling scaffolding.
Protection for contractors specialising in flat roof installation, repair and maintenance.
Cover considerations for slate, tile and associated roofing installation work.
Insurance for contractors undertaking larger commercial and industrial roofing projects.
Flexible consideration for specialist roofing, access and construction-related activities.
Arranging the right policy is only part of protecting a roofing or scaffolding business. Understanding your risks, contracts and working practices can be just as important.
Good risk management can help reduce the likelihood of accidents, claims and disruption to your business. We can discuss the risks associated with your activities and help you understand the areas that may need particular attention.
Rather than simply asking what insurance you want, we can start by understanding what your business actually does. That means considering your work, contracts, turnover, employees, equipment and individual risk profile.
If your scaffolding business is connected with industry bodies such as the National Access & Scaffolding Confederation, we can consider the insurance requirements relevant to your business.
Roofing businesses associated with organisations such as the National Federation of Roofing Contractors can discuss their insurance requirements with our commercial team.
Choosing business insurance isn't just about finding
the cheapest policy. It's about understanding what
your business does and making sure the protection
reflects the risks you're actually taking.
That's where an independent commercial insurance broker
can add real value.
As your business changes, your insurance needs can change too. New contracts, additional staff, different activities and changes in turnover can all affect your risk profile.
We can look at your requirements from a commercial insurance perspective rather than simply selling a standard package.
Our focus is commercial insurance, giving us experience across a wide range of business risks and sectors.
We start by understanding your business and activities before considering the insurance arrangements that may be appropriate.
As your business grows or changes, we can review your insurance requirements and help keep the arrangement relevant.
We understand that insurance needs to work alongside your contracts, customers and wider business requirements.
Tell us what you do, where you work and what you need to protect. We'll help guide you through the options.
Tell us what your roofing or scaffolding business does, the work you undertake and what you need to protect. Our commercial team can help you explore the insurance options available for your business.
Tell us a little about your roofing or scaffolding business and what you need to protect. Our commercial insurance team can then discuss your requirements and the options available.
Complete the details below and we'll be in touch to discuss your requirements.
