Financial Lines Insurance

Crime Insurance

Businesses are faced, now more than ever, with increased exposure to commercial crime. Thieves and fraudsters can include internal employees, external sources, or a combination of the two working together for their own personal gain.

Our crime insurance protects against employee dishonesty, theft, forgery, computer fraud, and funds transfer fraud.

Directors & Officers Liability

Protect corporate directors and officers from personal losses if they are sued for alleged wrongful acts in managing a company. Covers legal fees, settlements, and other costs.

Essential protection in today's litigious environment with coverage for regulatory investigations and employment practices.

Employment Practices Liability

If you are employing staff, this protection is a must. Covers organisations against financial risks resulting from claims based on employment-related discrimination and harassment.

Also covers wrongful termination of contract and non-compliance with data protection laws.

Pension Trustee Liability

With the retirement age increasing, the need for pensions is likely to be greater than ever. This puts more responsibility on trustees as they deal with associated liabilities of a pension.

Trustees have personal liability which can continue long after the pension scheme has been wound up. We provide solutions to protect trustees beyond the fixed term period.

Cyber Liability

Have you ever experienced a privacy breach, malicious attack or system failure? Our cost-effective solutions help safeguard your business from any financial and reputational costs that may arise.

Covers data breaches, ransomware attacks, business interruption, notification costs, and regulatory fines.

Professional Indemnity

Professional Indemnity Insurance (PII) and/or Errors and Omissions protects professionals in your business against claims arising from the professional services that you perform.

Essential for accountants, solicitors, financial advisers, architects, consultants, and all professional service providers.

Legal Cost Protection

Cover for expensive legal defence costs, settlements, and judgments that could otherwise devastate your business finances.

Personal Asset Protection

Protect directors' and officers' personal assets from claims arising from their corporate duties and decisions.

Regulatory Defence

Coverage for regulatory investigations and proceedings, including FCA, ICO, and other regulatory bodies.

Reputation Management

Access to crisis management and PR support to protect your business reputation following a claim.

Cyber Risk Coverage

Comprehensive protection against data breaches, ransomware, business interruption, and cyber extortion.

Employment Disputes

Protection against employment-related claims including discrimination, harassment, and wrongful termination.