From self-employed joiners and carpenters to specialist woodworking contractors, Dixons can help arrange commercial insurance around the work you actually undertake.
From liability and tools to equipment, employees, contract work and specialist woodworking risks.
From working on customer properties and construction sites to transporting materials, using specialist tools and installing finished joinery, joiners and carpenters face a range of risks that need to be properly considered.
A self-employed joiner carrying out domestic
repairs can have very different requirements
from a contractor installing bespoke joinery
on commercial developments.
Your insurance should reflect your activities,
customers, contracts, employees and the equipment
your business relies on.
Joiners often work inside homes, offices, shops and commercial premises where accidental damage to property could result in a liability claim.
Saws, power tools, specialist equipment and other items can represent a significant investment and are essential to keeping your business working.
Timber, fittings, fixtures and completed joinery can have significant value while being stored, transported or installed.
If you employ joiners, carpenters, labourers or apprentices, your responsibilities as an employer need to be properly considered.
The right insurance package depends on the work you undertake, the premises you work on, your contracts, employees, tools and the value of the joinery you manufacture or install.
Protection against claims from customers, members of the public or other third parties for injury or damage arising from your joinery, carpentry or contracting activities.
If you employ joiners, carpenters, labourers or apprentices, Employers' Liability insurance may be required.
Cover can be considered for power tools, hand tools and specialist equipment essential to carrying out your work.
Protection for certain construction, installation or joinery projects while work is being completed, subject to policy terms.
Options may be available for timber, fittings, fixtures, materials and other stock held by your business.
Potentially relevant where your business provides design, specification, consultancy or professional advice alongside joinery work.
Cover options may be available for woodworking machinery, workshop equipment and other specialist plant used by your business.
Help protect your business against certain financial losses following an insured event that interrupts your operations.
Whether you're working in a customer's home, manufacturing joinery in a workshop or installing timber products on a construction site, the risks can change depending on where and how you work.
Joiners and carpenters can spend hours working inside customer properties or installing expensive finished products. Accidental damage to buildings, fixtures or completed work can create significant costs and potential claims.
Power tools, hand tools, saws and specialist equipment are essential to your trade and can be expensive to replace following theft or accidental damage.
Timber, fittings, fixtures and other materials can represent a substantial investment before they are turned into finished joinery.
Businesses operating workshops may have additional risks involving machinery, woodworking equipment, stock, premises and stored materials.
Installing doors, windows, kitchens, staircases, fitted furniture and other joinery can create additional risks when working on site.
Moving timber, tools and completed joinery between your workshop, suppliers, customers and sites introduces further considerations for your business.
If you employ joiners, carpenters, labourers or apprentices, your responsibilities as an employer need to be properly considered.
Whether you're a self-employed joiner working on
domestic properties, a carpenter on construction
sites or a specialist workshop producing bespoke
joinery, your insurance should reflect your business.
We can discuss your activities and help identify the
insurance options that may be appropriate.
Insurance considerations for joiners carrying out installation, repair, renovation and general joinery work.
Cover considerations for carpenters working on residential, commercial and construction projects.
Insurance considerations for businesses manufacturing and installing bespoke cabinets, furniture and fitted storage.
Cover considerations for kitchen installation, fitted furniture, cabinetry and associated carpentry work.
Insurance considerations for businesses carrying out commercial fit-outs, shopfitting and installation work.
Cover considerations for businesses designing, manufacturing and installing bespoke furniture and specialist woodworking.
Insurance options for contractors combining manufacturing, installation and specialist woodworking activities.
Commercial insurance considerations for self-employed joiners and smaller carpentry businesses.
Arranging the right policy is only part of protecting a joinery business. Understanding how you work, the customers you serve and the risks involved can be just as important.
Good risk management can help reduce the likelihood
of accidents, damage, theft and disruption to your
business.
We can discuss the risks associated with your
activities and help you understand the areas that
may need particular attention.
Rather than simply asking what insurance you want,
we can start by understanding what your joinery
business actually does.
That means considering your activities, turnover,
employees, contracts, customers, premises and
equipment.
Work carried out in homes, extensions, renovations and residential properties.
Joinery, carpentry and installation work carried out on commercial sites.
Businesses manufacturing bespoke joinery, furniture and specialist woodworking.
Choosing business insurance isn't simply about finding a policy. It's about making sure the cover reflects what your joinery business actually does and having someone you can speak to when things change.
At Dixons, we believe commercial insurance should
start with understanding the business behind the
policy.
Whether you're a sole trader, an established
joinery business or a growing woodworking
contractor, we can look at your individual
activities, risks and insurance requirements.
Tell us what type of joinery or carpentry work you undertake, where you work and what you need to protect. Our commercial insurance team can help you explore the options available for your business.
Tell us a little about your joinery or carpentry business and what you need to protect. Our commercial insurance team can then discuss your requirements and the options available.
Complete the details below and we'll be in touch to discuss your requirements.
