Film & Television Insurance

Protect the production behind the production.

Film and television productions can involve substantial budgets, complex schedules, specialist equipment, locations, crews and countless moving parts.

We help production companies and businesses working across the industry consider the insurance risks associated with their individual projects and operations.

Production-focused
Commercial insurance specialists
Cover considered around your operation
Why specialist cover?

Film & TV productions have a lot riding on them.

A production can involve significant financial investment, specialist equipment, multiple locations, cast and crew, contractors and carefully planned schedules.

An unexpected event can have consequences far beyond the immediate cost of putting something right.

01

Production budgets

A production may have substantial money committed before filming has even started. Delays, cancellations or unexpected events can create significant additional costs.

Production costs
Additional expenses
Rescheduling
Delays
02

Specialist equipment

Cameras, lighting, sound equipment, production equipment and other specialist items can be expensive and essential to completing the shoot.

Cameras
Lighting
Sound
Production kit
03

People & responsibilities

Productions can involve cast, crew, contractors, freelancers and other third parties, creating a range of potential responsibilities.

04

Locations

Filming can take place across a wide variety of locations, from studios and private premises to public spaces and unusual environments.

05

Weather & disruption

Outdoor productions can be particularly exposed to adverse weather and other events that may prevent filming from going ahead as planned.

06

Tight schedules

Productions often work to carefully coordinated schedules. A single unexpected event can create knock-on costs throughout the production.

Every production is different. The type of programme, production budget, locations, equipment, cast, crew and filming arrangements can all affect the insurance requirements.
Production Insurance

Cover for the risks behind the camera.

Film and television insurance can involve a number of different covers depending on the production, budget, equipment, locations, people and contractual requirements.

We can discuss the areas of cover that may be relevant to your production or business.

01

Production Cancellation

Cover may be available for certain losses arising when an insured event prevents a production from proceeding as planned.

Cancellation
Abandonment
Postponement
Rescheduling
02

Weather Insurance

Particularly relevant to productions relying on outdoor filming, where adverse weather could disrupt planned shooting schedules.

Outdoor filming
Weather disruption
Delays
Additional costs
03

Cast & Crew

Productions depend on key people being available. Depending on the policy, certain risks relating to cast and crew may be considered.

04

Equipment

Cameras, lighting, sound equipment and other production equipment can represent significant values and may require specialist protection.

05

Public Liability

Productions can involve members of the public, locations, contractors and third-party property, making liability an important consideration.

06

Employers' Liability

Where a production employs staff, Employers' Liability requirements need to be considered as part of the overall insurance arrangements.

07

Hired Equipment

Productions often hire specialist equipment. The insurance arrangements may need to address equipment that is hired or temporarily in use.

08

Location Risks

Filming at studios, private premises, public locations or unusual environments can create additional risks that need to be considered.

09

Extra Expense

An insured event can sometimes create additional costs, such as rescheduling, alternative locations or additional travel.

The right cover depends on the production. A feature film, television production, commercial, music video and corporate production can all have very different insurance requirements.
Production risks

One unexpected event can change the whole production.

Productions are carefully planned around people, locations, equipment and schedules.

When one of those elements fails, the financial consequences can quickly extend beyond the original problem.

01

Production cancellation or postponement can create significant additional costs.

If filming cannot proceed because of an insured event, the production may face more than simply losing a day's filming.

Rescheduling locations, crews, equipment, travel and other production arrangements can create substantial additional expenditure.

Cancellation costs
Postponement
Rescheduling
Additional production costs
W

Weather disruption

Outdoor filming can be particularly exposed to adverse weather, potentially affecting schedules and locations.

P

Cast or crew issues

Productions rely on key people being available at the right time and place.

E

Equipment problems

Damage, loss or failure involving specialist production equipment can cause delays and additional costs.

The earlier the risks are understood, the better. Production insurance should be considered around the actual project, including the budget, filming arrangements, locations, equipment and people involved.
Who we help

Insurance for businesses behind the screen.

From independent productions to established production companies, different businesses can face very different risks.

We can discuss insurance requirements based on what you actually do, rather than taking a one-size-fits-all approach.

Production
01

Production Companies

Businesses responsible for developing, organising and delivering film and television productions.

Film
02

Film Productions

Feature films, independent productions and other commercial film projects with their own budgets, schedules and production requirements.

Television
03

Television Productions

Productions ranging from individual programmes through to larger television series and continuing production projects.

Commercial
04

Commercial Productions

Advertising and branded content productions where budgets, deadlines and client requirements are particularly important.

Media
05

Media & Content Businesses

Businesses creating video, digital content, promotional productions and other specialist media work.

Specialists
06

Production Specialists

Specialist businesses and contractors supporting productions with equipment, services or technical expertise.

Don't see your type of production?

Every production is different. Tell us what you do and we'll discuss the insurance considerations around your business.

Talk to Dixons
Real-world scenarios

When production doesn't go to plan.

From extreme weather to damaged equipment, unexpected problems can quickly affect schedules, budgets and the people involved in a production.

Here are some examples of situations where the right insurance arrangements may be important.

01
Weather

Bad weather stops an outdoor shoot

An outdoor production is scheduled around a particular location and date, but severe weather makes filming impossible.

Weather-related cover may be available for certain insured circumstances, subject to the policy wording.
02
Equipment

Essential production equipment is damaged

A camera, lighting system or other specialist production equipment is accidentally damaged shortly before or during filming.

Equipment cover may respond depending on the equipment insured and the circumstances of the incident.
03
Location

A filming location becomes unavailable

A planned location can no longer be used, creating additional costs and potentially requiring the production to reorganise its schedule.

The availability of cover depends on the insured event and the specific policy terms.
04
Cast

A key person becomes unavailable

A key member of cast or crew is unable to participate, potentially causing delays or requiring the production to be rearranged.

Certain cast and crew risks may be insurable depending on the production and policy arranged.
05
Liability

Someone is injured during filming

Productions can involve crews, contractors, members of the public and other third parties around filming locations.

Appropriate liability insurance can provide protection against certain third-party claims, subject to the policy.
06
Delay

A production has to be rescheduled

An unexpected insured event means filming has to move to another date, creating additional travel, location, equipment or production costs.

Certain additional expenses may be considered where they arise from an insured event.

Every production has its own risk profile.

Tell us about your production, budget, locations and filming arrangements and we'll discuss the insurance considerations.

Discuss Your Production
Why Dixons?

Insurance that understands production.

Film and television insurance isn't simply about insuring cameras and equipment.

Productions can involve significant budgets, complex schedules, locations, people and contractual responsibilities. We start by understanding the production and then consider the insurance requirements around it.

Your production is unique. Tell us what you're producing, where you're filming, what equipment is involved and what your key requirements are.
Talk to Dixons
01

Commercial specialists

Our focus is commercial insurance and understanding the risks businesses face in their day-to-day operations.

02

Understand the production

We look at the type of production, budget, locations, equipment and people involved.

03

Consider the wider risks

Cancellation, weather, liability, equipment and additional expenses can all form part of the wider conversation.

04

Ongoing support

As productions change, insurance requirements can change too. Keeping the arrangements under review can be important.

Film & Television FAQs

Questions productions often ask.

Film and television insurance can be complex, particularly when a production involves multiple locations, specialist equipment, people and significant budgets.

Here are some of the questions we're commonly asked.

Film and television insurance is a collection of commercial insurance covers designed around the risks associated with productions.Depending on the production, this can include areas such as cancellation, equipment, liability, weather, cast and crew and additional production expenses.The covers available will depend on the individual production and policy wording.
Depending on the production and policy, cover may be available for risks including cancellation or postponement, adverse weather, equipment, liability, cast and crew and certain additional expenses.There is no single standard package that is appropriate for every production, so the requirements need to be considered individually.
Weather insurance may be available for certain outdoor productions where adverse weather could prevent filming from going ahead.The precise circumstances, definition of an insured weather event and any applicable conditions will depend on the policy arranged.
Production cancellation or postponement cover may be available for certain insured events.It can be designed to address certain financial losses arising when an insured event prevents a production from proceeding as planned.The policy wording will determine which events are covered and the applicable conditions and exclusions.
Specialist production equipment such as cameras, lighting, sound equipment and other kit may be capable of being insured.This can include equipment owned by the production and, where appropriate, hired equipment, subject to the policy terms.
Public Liability can form part of suitable insurance arrangements for productions.It can provide protection against certain claims involving third-party injury or damage to third-party property arising from insured activities.The exact cover and limits will depend on the policy arranged.
Certain risks relating to cast and crew may be insurable depending on the nature of the production and the policy required.Key people, their roles and the financial implications of their unavailability may need to be considered when arranging production cover.
Hired production equipment can sometimes be included within appropriate insurance arrangements.The hire agreement may also contain specific insurance requirements, so these should be considered when arranging cover.
Potentially. The locations being used, their ownership, the activities taking place and any contractual requirements should be disclosed when arranging production insurance.Productions using multiple or unusual locations may have additional risks that need to be considered.
There isn't a single price because every production can be different.Factors can include the production budget, type of production, filming duration, locations, equipment, cast and crew, activities and the covers and limits required.Once the details of the production are understood, insurers can assess the risk and terms available.

Planning your next production?

Tell us what you're producing, where you're filming, your approximate budget and the risks you're concerned about.We'll discuss the insurance requirements that may be relevant to your production.

Discuss Your Production
Insurance is subject to policy terms, conditions, exclusions and insurer acceptance. The information provided is for general guidance and does not constitute personal insurance advice.
Let's talk

Protect the production.

Whether you're producing a feature film, television programme, commercial, music video or another type of production, the insurance requirements can be very different.

Tell us about your production and we'll discuss the insurance considerations around it.

Production-focused insurance
Equipment considerations
Liability considerations
Cancellation & disruption risks

Planning a production?

Tell us a little about the production, budget, locations and what you're looking to insure.

Discuss Your Production
Prefer to speak to someone?
Call 01727 736070
Insurance is subject to policy terms, conditions, exclusions and insurer acceptance. The information provided is for general guidance and does not constitute personal insurance advice.
Get a quote

Tell us about your production.

Complete the form below with as much information as you can about your production.

Details such as the type of production, approximate budget, filming dates, locations, equipment and any specific insurance requirements can help us understand what you're looking to insure.

Your production Tell us what you're producing and when.
Your risks Include locations, equipment, people and other important details.
Your requirements Let us know about any client or contractual insurance requirements.

Public Liability Quotes

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Insurance is subject to policy terms, conditions, exclusions and insurer acceptance. The information provided on this page is for general guidance and does not constitute personal insurance advice.