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Working at Height
Roofing often involves ladders, scaffolding and elevated working areas, increasing the potential for accidents and injuries.
Roofing comes with risks that are hard to avoid — working at height, hot works, unfinished projects, expensive equipment and the potential for damage to property below.
We help roofing contractors arrange commercial insurance around the way they actually work.
From roof repairs and maintenance through to larger commercial projects, your work can involve a range of different risks.
Whether you're repairing a residential roof, installing flat roofing on a commercial building or working on a heritage property, the risks can be very different. Your insurance should reflect the work you actually undertake.
Roof repairs, replacements, maintenance and installation work on homes and domestic properties.
Cover considerations for contractors working on offices, warehouses, industrial units and commercial sites.
Specialist roofing work involving traditional materials, listed buildings and older properties.
Flat roof installation, repairs and maintenance including systems such as felt and other specialist materials.
Businesses taking on larger contracts, multiple sites or projects involving subcontractors and additional workers.
Ongoing roof maintenance, leak repairs, inspections and smaller roofing jobs for domestic and commercial customers.
Roofing often involves ladders, scaffolding and elevated working areas, increasing the potential for accidents and injuries.
Tiles, tools and other materials can fall from a roof and potentially cause injury or damage to vehicles, buildings or other property below.
Torch-on felt and other heat-producing roofing processes can introduce additional fire risks, particularly around existing buildings and materials.
Wind, rain and changing weather conditions can create problems while a roof is being repaired, replaced or constructed.
Damage to work in progress before a project is completed can leave a contractor facing additional costs and delays.
Roofing businesses can rely on expensive tools and equipment every day, making theft, loss or accidental damage a potential business interruption.
Protection against claims involving injury to members of the public or damage to third-party property arising from your business activities.
Cover for businesses employing staff, helping protect against claims from employees who become injured or ill as a result of their work.
Protection that can be considered for damage to roofing work while a project is still being completed.
Options to protect the tools and equipment your roofing business relies on to carry out its work.
Cover can be arranged for certain plant and equipment hired for use on roofing projects.
If your roofing work involves heat-producing processes, appropriate consideration can be given to the additional risks involved.
Commercial motor insurance can be considered for vans and other vehicles used as part of your roofing business.
Additional protection may be available for certain legal disputes and costs associated with running your business.
Specialist consideration for businesses carrying out leadwork and associated roofing activities.
Cover options can be considered where insulation installation forms part of your roofing activities.
Specialist roofing work on older or heritage properties can require careful consideration of the risks involved.
Tell us exactly what your business does and we can explore the insurance options available for your particular activities.
Your policy should reflect your actual work. The availability and extent of cover will depend on the insurer, policy wording, underwriting criteria and the activities you undertake. We'll discuss your requirements with you before arranging cover.
Give us some details about your roofing business and we'll talk through your options.
Repairing leaks, replacing damaged tiles and carrying out general roof repairs.
Installing new roofing systems on domestic and commercial properties.
Flat roof installation, repairs and maintenance using a range of systems.
Traditional slate, concrete and clay tiled roofing work.
Roofing work involving torch-on felt and other heat-producing processes.
Lead flashing, valleys, roofing details and associated leadwork.
Roofing and restoration work on traditional and heritage properties.
Installation and associated work involving roof insulation.
Planned maintenance, inspections and preventative roofing work.
Roofing projects for offices, warehouses, industrial and commercial premises.
Whether you specialise in roof repairs, flat roofing, slate roofing, tiled roofs, leadwork, roof maintenance, commercial roofing or complete re-roofing , we'll look at the activities your business undertakes and the risks associated with them.
A loose tile falls from a property during work and damages a customer's vehicle parked below. A third-party property damage claim could potentially arise.
During torch-on roofing work, heat inadvertently causes damage to part of the property. Hot works can introduce additional risks that need to be considered when arranging cover.
A storm damages an unfinished roof before the project has been completed, resulting in additional work and materials being required.
Expensive roofing equipment is stolen from a locked van overnight, leaving the contractor facing replacement costs and potential disruption to upcoming work.
Arranging insurance shouldn't be about choosing the first policy you find.We take the time to understand what your roofing business does, the work you undertake and the risks you face.
We look at your individual business rather than assuming every roofing contractor has the same requirements.
We can discuss the activities you carry out, from repairs and maintenance through to larger commercial roofing projects.
As an insurance broker, we can help you explore suitable insurance options from the markets available to us.
We aim to make insurance easier to understand, with clear conversations about your business and your cover.
Tell us what you do, where you work and what you need to protect.
Insurance can be complicated. Here are some of the questions we're commonly asked by roofing contractors.
Tell us about your roofing business and we'll be happy to discuss your requirements.
Talk to Dixons →Every roofing business is different. Tell us a little about what you do, the work you undertake and the cover you're looking for, and we'll discuss your requirements.
Complete the form below and a member of the Dixons team will be in touch.