Catering Insurance

What insurance do I need for my catering business?

Whether you cater for events or you are a mobile, you need to protect yourself against the risks that you’re exposed to while running your business. In addition to covering you against public liability claims, our policies can also protect your catering equipment, permanent staff and any casual or temporary staff you may employ.

Claims examples

  • A member of staff spilt coffee on a client whilst serving drinks at a corporate function. The client made a claim against the company of the caterer for damages.
  • Red wine was dropped on a customer’s carpet at a function. The insurer paid for the carpet to be replaced.
  • A caterer served canapés to wedding guests which caused food poisoning. Some of the guests claimed for damages.
  • Catering equipment was stolen from a van while unloading at a venue.

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