Commercial Fleet Insurance for UK Businesses
Comprehensive fleet cover for 2 to 500+ vehicles. From vans and cars to HGVs and mixed fleets, we provide flexible, cost-effective insurance solutions tailored to your business needs.
What is Commercial Fleet Insurance?
Commercial fleet insurance allows you to insure multiple business vehicles under a single policy, providing comprehensive protection for your entire fleet. Whether you operate 2 vans or 500+ vehicles, fleet insurance offers greater flexibility and often better value than insuring each vehicle separately.
At Dixons Commercial Insurance Brokers, we work with leading insurers to provide tailored fleet solutions that match your specific operational needs, from small business fleets to large commercial operations.
Our policies can cover cars, vans, lorries, HGVs, minibuses, and mixed fleets, with options for any driver, named drivers only, or specific driver categories.
Key Benefits of Fleet Insurance
- Single policy for all vehicles
- Flexible driver options
- Automatic new vehicle cover
- Replacement vehicle cover
- European cover available
- Open driving with age restrictions of over 21/25/30
- Competitive premium rates
- Simplified administration
- Flexible renewal dates
Types of Fleet Insurance We Arrange
We provide comprehensive fleet insurance for all types of commercial vehicles and business operations across the UK.
Van Fleet Insurance
Comprehensive cover for light goods vehicles and delivery vans. Perfect for courier services, tradespeople, and delivery businesses with 2+ vans.
Car Fleet Insurance
Protect your company cars and sales fleet. Ideal for businesses with multiple cars, including sales teams, service engineers, and company car fleets.
HGV Fleet Insurance
Specialist cover for heavy goods vehicles, lorries, and articulated trucks. Comprehensive protection for large commercial vehicle operations.
Mixed Fleet Insurance
Flexible cover for businesses operating different vehicle types. Insure cars, vans, and trucks under one comprehensive policy.
Minibus & Coach Fleet
Specialist insurance for passenger transport operators, schools, care homes, and community transport services.
Courier & Delivery Fleet
Tailored solutions for courier companies, parcel delivery services, and last-mile delivery operations with comprehensive goods in transit options.
Why Choose Dixons for Fleet Insurance?
With over 40 years in the insurance industry, we combine deep expertise with a personal approach to deliver the right fleet solution for your business.
Tailored Solutions
We assess your fleet operations and create bespoke policies that match your specific needs.
Competitive Rates
Our extensive panel of insurers ensures you get the best value for your fleet.
Fast & Efficient
Quick quotes and minimal paperwork to get your fleet covered quickly.
Expert Advice
Experienced advisers who understand commercial fleet risks and requirements.
Fleet Insurance Explained
Most insurers require a minimum of 2 vehicles for fleet insurance, though some providers offer fleet policies for as few as 2-3 vehicles. There's typically no maximum limit - we can arrange cover for fleets of 500+ vehicles.
Yes. One of the main advantages of fleet insurance is flexibility. You can typically add new vehicles by notifying us as they're sold or replaced. This makes administration much simpler than individual policies.
You can enhance your fleet insurance policy with various optional addons including:
- Goods in Transit - Protects goods being carried in your vehicles against theft, damage or loss
- Tools Cover - Protects your tools and equipment against theft or damage
- GAP Insurance - Covers the difference between the vehicle's value and what you owe if it's written off
- Breakdown Cover - Provides roadside assistance and recovery for your fleet vehicles
- Excess Protection - Reduces or eliminates the excess you pay on claims
Speak to our team to find out which addons are right for your business.
Fleet insurance typically offers three driver options: 'Any Driver' (anyone with a valid licence can drive), 'Named Drivers Only' (only specified drivers are covered), or 'Any Driver over a certain age' (e.g., any driver over 25). The option you choose affects your premium.
Goods in transit cover can usually be added to your fleet insurance policy. This protects the goods you're carrying against theft, damage, or loss. It's essential for courier services, delivery companies, and businesses transporting valuable goods.
Yes. Mixed fleet insurance allows you to insure different types of vehicles under one policy - cars, vans, lorries, and minibuses can all be included. This provides maximum flexibility and simplifies administration.
Fleet insurance costs depend on several factors: number and type of vehicles, driver ages and experience, claims history, business use, and cover level required. We work with multiple insurers to secure competitive rates tailored to your specific fleet.
Ready to Insure Your Fleet?
Complete the form below and our experienced team will come back to you with a competitive quote for your fleet.
Get a Fleet Insurance Quote
Fill in the form below and our experienced team will get back to you with a competitive quote for your fleet.
Prefer to call? Speak to us on 01727 736 970