Office, Shop and Restaurant Insurance
Protection For Your Business
We will assess your risks and recommend a policy that meets your needs at a competitive price
Get a Quotation
Are you aware of your responsibilties?
As the person tasked with arranging the insurance for the business you need to be aware of your responsibilities when it comes to ensuring the safety of your employees, customers, general public and the assets of the business.
We will guide you through the process
Using our knowledge and expertise to obtain the correct level of cover to protect your business against adverse events that could seriously damage your ability to carry on trading.
Standard Policy Covers
|
Contents |
Covers your office contents against loss or damage. |
|
Stock |
Covers your stock against loss or damage. |
|
Business Interruption |
Covers the loss of profits from your business, arising from insured events. |
|
Public Liability |
Covers your legal liability in the event of accidental injury to a third party and other people to third parties. |
|
Employers Liability |
Covers your legal liability for injury happening to your Employees whilst at work. |
Optional Extras
|
Buildings |
Covers your building for accidental damage. |
| Subsidence | Protecting your building against loss or damage through or in consequence of subsidence. |
| Legal Expenses | Covers solicitors’ fees and expenses. It also covers the cost of barristers and witnesses, court costs, and opponents’ costs if awarded against you. |
|
Terrorism |
Protecting your business against loss or damage through or in consequence of terrorism. |
| Computer Breakdown | Covers breakdown and failure of computer equipment or loss/damage to computer records. |
|
'All Risks' |
Cover for specified items for loss or damage away from your business premises. |
| Loss of licence | Covers for loss of licences. |
Offices, Shops, Restaurants
Inclusive comprehensive package
policies available.
Public & Employers Liability
Indemnity relating to claims from members
of the public and employers.
Contractors' All Risks
Cover for materials, work in progress,
plant and machinery etc.
Property Owners
Protection against claims arising from
property ownership.
Personal Accident
Group cover for employees.
Professional Indemnity
Protection against legal action by clients.
Directors and Officers
Protection against claims arising from
executive management.
Legal Expenses
Indemnity plus access to a legal help line.
Engineering Cover
Inspection plus access to a legal help line.
Commercial Combined
Risk options relating to liabilities,
buildings, assets and equipment.
