Directors and Officers

Protection against claims rising from executive management

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Directors & Officers Indemnity

If you are involved at a senior level in any business you should be aware that as a director, senior company executive and manager you are a potential target for litigation, whether you have acted deliberately, negligently or innocently. This threat of personal litigation against the directors and officers of companies is on the increase, and you should ensure that you have the most robust cover in place.

Protect your personal assets, houses, savings and pension funds.

At Dixons Insurance our industry knowledge and expertise will enable us to create a tailor-made policy that will provide the complete reassurance that you need. Directors' and Officers' insurance covers personal protection for directors, officers and senior employees of a company against claims from shareholders, bankers, creditors, employees, customers, regulators or liquidators.

Legislation under which Claims may occur

Companies Act 2006	Investigation expenses
Corporate manslaughter	Pollution
Former directors and non-executives	Mergers and acquisitions
Health and safety at work	Data Protection Act
Disability Discrimination Act	Racial, sexual and age discrimination
Insolvency Act	E.U. directives and regulations

Optional Cover Extensions

Corporate Liability	Covers against finiancial claims brought against the company as opposed to the Director(s).
Employment Practice and Law	Covers employment disputes costs irrespective of fault and on a claims made basis.
Pension Trustee Liability	Covers for the personal liabilities of pension trustees of a company pension plan for claims brought by beneficiaries and regularoty authorities or other parties.
Fidelity	Covers your business assests against employee fraud or dishonesty regardless of whether the employee is acting alone or in collusion with others.
Legal Expenses	Allows a company to pursue or defend its legal rights in a wide range of business related disputes.

Offices, Shops, Restaurants

Inclusive comprehensive package
policies available.

Public & Employers Liability

Indemnity relating to claims from members
of the public and employers.

Contractors' All Risks

Cover for materials, work in progress,
plant and machinery etc.

Property Owners

Protection against claims arising from
property ownership.

Personal Accident

Group cover for employees.

Professional Indemnity

Protection against legal action by clients.