Depending upon the nature of the processes involved, your day to day business will face many challenges. These may include costs associated with the breakdown of custom made machinery, the fluctuation in currencies for imports and exports, health and safety of your workforce and the public as well as the more usual risks of theft, fire and flood.
An employee traps their arm in some machinery in your workshop.
Some raw materials catch fire in the workshop causing fire damage to the buildings and contents.
A product you manufacture is defective and causes injury to a customer.